High Loan Amount
Funding up to 70% of property market value
Flexible Tenure
Repayment tenure up to 15 years
Lower EMIs
Cheaper interest rates than unsecured personal loans
Multi-Property Acceptance
Residential, Commercial & Industrial units
Transform Your Immovable Property Into Working Funds
Capital Growth Finance gives you the leverage to raise big capital against your existing real estate. Whether you need to expand your business, fund higher education, meet medical emergencies, or consolidate old debts — LAP provides higher funds at easy interest rates.
- Continued ownership & operational rights of your property
- Minimal paperwork with informal income assessment
- Balance Transfer + Top-Up Loan feature available
- Transparent process with zero hidden costs
Properties You Can Mortgaged
We accept a wide range of real estate properties for loan sanctioning.
Residential Property
Self-occupied or rented residential houses, apartments, flats, or independent bungalows.
Commercial Property
Commercial shops, office spaces, showrooms, or godowns with clear titles.
Industrial Land & Units
Approved industrial sheds, plots, manufacturing units, and warehousing property.
Documents Required For LAP
Simple documentation needed to process your loan application faster.
Property Documents
- Title Deed / Sale Deed copy of the property
- Approved Building Plan & Layout approval
- Encumbrance Certificate (EC)
- Latest Property Tax Paid Receipts
Applicant Documents
- Identity Proof: Aadhaar Card / PAN Card
- Residence Proof: Passport / Driving License / Utility Bill
- Income Proof: Bank Statements (6-12 Months) / ITR (if available)
- Business Proof: Registration / GST Certificate (for Business Owners)