Personal Loan Key Highlights
| Loan Amount Range | ₹50,000 to ₹2,50,00,000 |
|---|---|
| Interest Rate | Starting from 10.49% p.a. |
| Repayment Tenure | 12 Months to 72 Months (1 to 6 Years) |
| Processing Fee | 1.0% to 2.0% + applicable taxes |
| Collateral Requirement | Nil (100% Collateral-Free Loan) |
Why Choose Our Personal Loan?
Instant Disbursal
Amount gets credited directly to your savings account within 24 hours of approval.
No End-Use Restriction
Use the funds freely for travel, home renovation, medical needs, or debt consolidation.
Competitive Interest Rates
Enjoy attractive interest rates with zero hidden charges or surprise costs.
Popular Uses of Personal Loans
Medical Emergencies
Cover sudden hospital bills and health costs instantly without depleting your savings.
Wedding Expenses
Manage venue, catering, and shopping expenses seamlessly for your dream wedding.
Vacation & Travel
Finance domestic or international trips with affordable, fixed monthly installment options.
Personal Loan Eligibility Criteria
- Age Limit: Applicants must be aged between 21 and 60 years.
- Employment Type: Salaried employees working in private/public firms or self-employed professionals.
- Minimum Net Salary: Minimum monthly net income of ?20,000.
- Credit History: Minimum CIBIL score of 720+ for instant approval.
Required Documents Checklist
- Identity Proof: Aadhaar Card, PAN Card, Passport, or Driving License.
- Address Proof: Passport, Utility Bill (Electricity/Water), or Voter ID.
- Income Proof: Last 3 months' salary slips or latest Form 16 / ITR statement.
- Bank Statement: Updated bank account statement for the last 6 months.
3 Easy Steps to Get Personal Loan
Check Eligibility
Fill out basic details to view your pre-approved personal loan offer instantly.
Upload Documents
Submit your identity, address proof, and bank statements digitally.
Quick Disbursal
Get funds transferred straight to your bank account after digital verification.
Frequently Asked Questions (FAQs)
Q1. Can I prepay or foreclose my personal loan early?
Yes, you can prepay or foreclose your personal loan after completing a minimum number of EMI payments, as per bank guidelines.
Q2. How long does it take for loan money to reflect in my bank?
Upon document approval and digital agreement signing, funds are disbursed within 24 hours.
Q3. Is collateral or security needed for a personal loan?
No, personal loans are 100% unsecured and require no guarantor or collateral.